*Visa claim based upon global number of general purpose cards, number of transactions and purchase volume.

+Toronto International Film Festival is a registered trademark of Toronto International Film Festival Inc.

No purchase necessary. Contest starts at 10:00 a.m. ET on Thursday, September 10, 2009 and closes on Saturday, September 21, 2009 at 11:59:59 p.m. ET. Complete contest rules and regulations available at www.visa.ctv.ca. Open to legal residents of Canada over the age of majority in the province or territory in which he/she resides. Must correctly answer, unaided, a mathematical skill testing question to be declared a winner. Approximate retail value of the Prize is Two Thousand Five Hundred Dollars ($2,500.00) Cdn. The odds of winning a Prize will depend upon the total number of eligible entries received during the Contest Period.